

The Mortgage Blog

HOW THE STRESS TEST IS AFFECTING HOME BUYERS
In January of 2018, the federal government implemented a financial stress test which prospective home buyers must pass in order to...

Are you a first-time homebuyer? Don't make these mistakes!
Buying a home for the first time is definitely a very exciting time. It is one of the most important financial decisions you will make,...

What Is Refinancing? Should You Consider It?
For those who are new to the term, mortgage refinancing is the process of replacing your current home loan with a new one, that has...

Buying a new home? Looking to save money while doing so? Check out these affordable Ontario markets!
Thinking of buying a new home within the Ontario market is a decision hundreds of people go through everyday. There are so many factors...

Pre-Construction Assets, What You Need To Know.
All you have to know about buying pre-construction properties. When investing on a property, whether it is your first, second or third...

Best Cities To Live in Ontario
Top 3 best cities to live in Ontario based on economic opportunities, safety and amenities. These four cities are the best cities to live...

How Should I Choose My Mortgage Lender?
Let me tell you the reasons why you should shop around for a mortgage or loan. A mortgage will be one of the most if not the most...

What Does A Red Painted Door Mean?
Have you ever seen a red door and wonder why did people paint it that color?. Then keep reading! I recently found out there are specific...

Top 5 Tips to Save Money Effectively
We want to give you the best tips for whenever you will need to save money, so read below if you want to have your savings account full!...

Best Renovation Ideas For your Home
Top 4 Spaces that will boost up your home value/price. These four rooms are the ones you should renovate and invest on when having some...

4 Ways Your Home Can Be an Income Generator
Ideas on how can your home give you extra income monthly or daily. If you want to take advantage of that new home of yours and get some...

How does your lender determine if you are eligible for a mortgage?
TDS and GDS explanation and importance when applying for a loan in Canada. When you apply for a mortgage, your lender will consider to...

Ways To Improve Your Credit
Tips and tricks to pump up your credit score Find the best way to get to your new home with me! My name is JC Sehmbi and I am here to...

Mortgage Refinances Explained
Have you heard the word "refinance" and wonder what does it mean? I have the answer for you! Just read below. When people talk to you...

What is a mortgage renewal?
If you need to have more information about what a renewal is then keep reading! Find the best way to get to your new home with me! My...

What exactly is a mortgage?
A Mortgage in Canada: What does it exactly consists on. I like to educate my clients, so what would be better than starting from the very...

Getting a Mortgage Agent
Get to know how getting an expert mortgage agent for your next home buying or loan experience will benefit you. Find the best way to get...

Best Season to buy in the Canadian Real Estate market
Out of all the seasons, when should you buy a home or move out of yours? Find the best way to get to your new home with me! My name is JC...

First Home and Awesome Mortgage Rates
Tips for first time home buyers when getting their first mortgage, take advantage of them! Find the best way to get to your new home with...



















